




Save Like a Pro With FINETIKS
All-in-one money app with smart features & maximum security.
Manage Money Easily
Budgeting, voice record transactions, file/receipt & upload manual input.
High Yield Savings
Return up to 5.25% p.a with daily interest benefits.
Zero Fee Admin & Transfer
Transfer to any bank, anytime, no hidden fees.
Safe & Secure
Maximum data protection with AES-256 encryption & multi-factors authentication.
Product and Top Features
Designed to make managing and saving easier


FINETIKS VIP Save
Get the flexibility of savings with the returns of a fixed deposit! With FINETIKS VIP Save, enjoy up to 5.25% p.a. and exclusive benefits.
S-516/IK.01/2024
No.27/18 /DKSP/Srt/B


Manage Money
Automatically record transactions and track your cash flow in a fun way by uploading e-statements, snapping receipts, recording voice notes, or writing manually all displayed in colorful visual charts.
S-516/IK.01/2024
No.27/18 /DKSP/Srt/B


Payroll Program
Save more on payroll and earn profits with 1% cashback every time you pay your employees enjoy transparent transactions with no hidden fees, while keeping your team happier and more loyal through referral and reward programs.
S-516/IK.01/2024
No.27/18 /DKSP/Srt/B
Calculate Your Monthly Earnings
See how much profit you can earn while relaxing and withdraw anytime you want!
Manage, Save & Earn Profit with FINETIKS
Follow an easier way to manage your money and save with more benefits.
Don’t Take Our Word for It, Take Theirs
Catch the inspiring journey of FinTERZ taking on the 30 Days Financial Challenge from FINETIKS.
You Asked, We Answered
Can't find your question? View all our FAQ’s.
FINETIKS is an all-in-one money app built on financial technology that helps you manage your money in a more organized and structured way. It’s designed for anyone who wants to improve financial awareness, understand cash flow, and start saving with peace of mind.
It’s quick and easy, done in just a few minutes:
- Download the FINETIKS app from the App Store or Play Store (FREE)
- Select Register
- Follow the registration instructions
- Fill in your personal information
- Open a VIP Save account
- Done
Yes. FINETIKS is part of the fintech ecosystem and is officially registered and licensed by OJK (S-516/IK.01/2024). For the VIP Save digital savings product, FINETIKS collaborates with Bank Victoria and complies with regulations set by Bank Indonesia (BI).
In terms of data security, FINETIKS uses AES-256 encryption, equivalent to banking-grade protection. FINETIKS is also ISO 27001 certified, supervised by KOMDIGI (Ministry of Communication and Digital Affairs), and registered as a member of AFTECH (Indonesian Fintech Association).
This means FINETIKS operates seriously and in compliance with regulations, so you can use FINETIKS safely and confidently.
FINETIKS helps you manage your finances and save more optimally in one app. With VIP Save, you can enjoy returns of up to 5.25% per year, with no hidden fees. There are no monthly fees, plus free monthly transfers. FINETIKS also provides free personal accident insurance of up to IDR 5 billion, with coverage of up to five times your average savings balance from the previous month.
All designed to help you better understand your financial situation and make more confident decisions.
VIP Save offers interest of up to 5.25% per year, calculated daily and paid monthly based on your balance. There is no lock-in period like a deposit, so your funds remain flexible and accessible anytime
Email us at our support page here or chat with us on WhatsApp.
Your Financial Inspiration
A selection of articles written to help you get smarter at managing your finances.
























