A modern digital savings account with exclusive saving returns of up to 5.25% p.a.
Saving Now

Real Savings for a Better Future
VIP Save isn’t just a place to store money. Start saving today and enjoy:
Daily Interest
Your VIP Save balance earns interest every day, calculated daily.
Manage Money Better
Build an emergency fund, track spending, or automate saving? All in one place.
Safe & Secure
Your savings are protected. FINETIKS is regulated by the OJK and guaranteed by LPS.
Free with Life Insurance
Enjoy free transfers, AI-powered features, and built-in life insurance protection.
Get More from Saving with FINETIKS VIP Save
Higher saving returns than conventional savings and digital bank
*Based on majority assessments, with possible variations across institutions.
**Returns above 3.5% p.a. are generally not covered by LPS.
Calculate Your Monthly Earnings
See how much money you can make while literally doing nothing and still withdraw anytime!
Open VIP Save Now & Maximize Its Benefits
Just an ID, 5-minute verification, no paperwork.
Who Is VIP Save For?
EVERYONE!
- Millennials who want daily savings with competitive interest
- Gen Z who need flexible access to their funds
- Boomers who want safe, guaranteed savings
- Entrepreneurs who don’t want the hassle of admin fees
- Employees who make regular bank transfers
You Asked, We Answered
Can't find your question? View all our FAQ.
FINETIKS VIP Save is a digital savings feature in FINETIKS designed to help you save and manage your funds in a more planned and flexible way.
FINETIKS VIP Save can be:
- Opened and managed directly through the FINETIKS app
- Operated in collaboration with PT Bank Victoria International Tbk as a partner bank
With FINETIKS VIP Save, you can save with a more organized system that's easy to monitor and tailored to your daily financial needs.
- Go to Home, then select the Savings menu
- Click "Open Account" and enter the VIP Save referral code if you have one
- Read and agree to the User Agreement
- Take a photo of your e-KTP (e-KTP) according to the instructions
- Review your KTP details. If any information is missing, complete it according to your KTP
- Take the Liveness Test by following the instructions in the app
- Fill in your employment information
- Fill in your financial information
- Verify your personal details by entering your mother's name
- Create a VIP Save account PIN
- Your VIP Save account has been successfully created
The process is done directly in the app and will be guided step by step for easy access.
Yes, FINETIKS VIP Save through Bank Victoria is a participant in the Lembaga Penjamin Simpanan (LPS) guarantee program.
The LPS guarantee program complies with applicable regulations, including:
- Maximum guaranteed balance limit
- Return rate requirements
Therefore, funds deposited in VIP Save are subject to regulatory guarantee mechanisms.
VIP Save offers interest of up to 5.25% per year, calculated daily and paid monthly based on your balance. There is no lock-in period like a deposit, so your funds remain flexible and accessible anytime
From your FINETIKS VIP Save account, you can enjoy:
- Unlimited free transfers to other Bank Victoria accounts
- 10 free transfers per month to other banks (except Bank Victoria)
Email us at our support page here or chat with us on WhatsApp.








